翻譯公司帶你學(xué)雙語(yǔ)知識：每天花出去的“小錢(qián)”latte factor

每天一份報紙，上班路上買(mǎi)杯咖啡，哪天嘴饞了再買(mǎi)塊蛋糕… 看似每一項都用不了多少錢(qián)，可是你想過(guò)嗎，這些錢(qián)如果累積起來(lái)可不是一筆小數目呢。美國一位金融顧問(wèn)把這些花費叫做latte factor（拿鐵因素），我們來(lái)看看他是怎么說(shuō)的。

The latte factor is unconscious day-to-day frivolous spending such as buying candy, bottled water, cigarettes, magazines, newspapers, and yes, lattes. Author and financial advisor David Bach coined the term to reference the inordinate amount of money people waste on a daily basis, that when saved can literally make you a millionaire.

“拿鐵因素”指日常生活中像買(mǎi)糖果、瓶裝水、香煙、雜志、報紙，還有拿鐵等不太引人注意的一些零散花費。這個(gè)詞是由作家兼金融顧問(wèn)大衛?巴赫首先提出的，指人們每天浪費的、那些聚積起來(lái)可以讓他們成為百萬(wàn)富翁的錢(qián)財。

The latte factor came out of observing a majority of Americans who live paycheck to paycheck, who are wasting their opportunity to become self made millionaires. Trimming a dollar here and there translates into big savings at the end of the year, that’s the latte factor.

“拿鐵因素”這個(gè)說(shuō)法來(lái)源于對大多數美國人“月光”狀況的認識，他們喪失了讓自己成為百萬(wàn)富翁的好機會(huì )。這里花去一美元，那里用掉一美元，這些錢(qián)攢下來(lái)的話(huà)到年底就是一大筆。這就是“拿鐵因素”。